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Motor Insurance is a contract
purchased by the owner of a vehicle from an
authorised insurer to protect the policyholder
(owner of the vehicle) against loss or damage to his
vehicle and or against loss or damage which the
policyholder might cause to another person's vehicle
or property and or death or bodily injury to a third
party.
Vehicle
Classification
|
PRIVATE CAR |
| Use only for social domestic and pleasure
purposes and for the Policyholder's business |
Does not cover:
|
- |
Use for hire and reward |
| - |
Use for racing pace-making
reliability trial speed testing |
| - |
Use for the carriage of
goods other than samples in connection with
any trade or business |
| - |
Use for any purpose in
connection with the Motor Trade. |
|
|
PRIVATE MOTOR CYCLE |
| Use for social domestic and pleasure
purposes and in connection with the
Policyholder's business for profession |
Does not cover:
|
- |
Use for hire and reward |
| - |
Use for racing pace-making
reliability trial speed testing |
| - |
Use for the carriage of
goods other than samples in connection with
any trade or business |
| - |
Use for any purpose in
connection with the Motor Trade. |
|
Type of Covers
|
• |
Comprehensive
The cover offers protection against
financial loss because it covers fire, theft
and accidental damage to the Insured's
vehicle in addition to the protection
against the legal liabilities to third party
for death and bodily injury and damage to
property that may arise through the
negligence of the driver.
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Third Party
The cover offers protection against
financial loss as a result of damage the
driver of the vehicle may cause to the
property of a third party. It also provides
protection against any claims that may arise
because of the death of or injury to another
person through the negligence of the driver. |
Product Disclosure Sheet
Read this Product Diclosure Sheet before you decide to take out this insurance. Be sure
to also read the general terms and conditions.
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