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Accident can happen anytime and anywhere. When a
serious accident occurs, it not only causes pain and
sufferings; it can be a major financial burden too.
BERJAYA
SOMPO
INSURANCE BERHAD
has designed the following various personal accident
products to cater all your needs.
Family P.A. Insurance
Family PA is specially designed to protect
you and your family from financial difficulties by
providing you with the following unique features:
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worldwide 24 hours
protection against accidental death,
permanent total disablement and specified
injuries. |
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pays your medical expenses
as well as a weekly benefit in the event you
or your spouse are hospitalised as a result
of an accidental bodily injury. |
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death and permanent
disablement benefit is payable in addition
to any amount already accrued as medical
expenses or hospital benefit. |
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flying as fare-paying
passengers on board schedule licensed
passenger carrying aircraft is included. |
 
Extra Features
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Loss of use of limbs without
actual physical severance is treated as loss
of limbs. |
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Cover is extended to
drowning, suffocation by smoke or poisonous
fumes, murder or unprovoked assault. |
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The qualifying words of
"violent external and visible" are not
required in the definition of accident. |
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Motorcycling is covered at
no additional cost. |
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The risks of riot, strike
and civil commotion are included. |
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Hijacking not arising from
war-like action is covered. |
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No limit to the number of
children covered. |
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Automatic coverage for
additional members of your family. |
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Benefits (RM)
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Annual Premium
(RM)
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Self & Spouse
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Whole Family
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PLAN
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Self & Spouse
Age: 16-65
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Each Child
Age: 2wks-23
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Class1
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Class2
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Class3
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Class1
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Class2
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Class3
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I
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A 100,000
B 100,000
C 1,000
D 200 p.w.
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10,000
10,000
100
NIL
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270
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310
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*
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341
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378
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*
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II
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A 50,000
B 50,000
C 500
D 100 p.w.
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5,000
5,000
50
NIL
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140
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160
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196
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174
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194
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231
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III
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A 25,000
B 25,000
C 250
D 50 p.w.
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2,500
2,500
25
NIL
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72
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82
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101
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89
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100
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119
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Your spouse is covered for 50% of all your
Benefits and each child for 10% of your Benefits
except Benefit D.
Premium will be based on the higher risk occupation
of the two spouses.
Class 3 occupations are not acceptable for Plan I.
Benefits
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BENEFIT A - DEATH
In the event of Accidental Death
occurring within 12 calendar months from the
date of injury, the sum insured is payable.
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BENEFIT B - PERMANENT
DISABLEMENT
In the event of Accidental Permanent
Disablement occurring within 12 calendar
months from the date of injury, the sum
insured or a percentage of the sum insured
is payable.
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BENEFIT C - MEDICAL
EXPENSES
In the event the Life Insured requires
medical treatment for injuries resulting
from accident, and provided such treatment
is received from qualified medical
practitioner, such medical and surgical
expenses necessarily and reasonable incurred
are payable.
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BENEFIT D - HOSPITAL INCOME
In the event the Life Insured requires
hospitalisation in a registered hospital or
government hospital as a result of
accidental bodily injury, a specified weekly
income is payable for such period of
hospitalisation.
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General Exclusions
The policy does not cover war risks, existing
physical or mental defect, suicide, self-injury,
pregnancy or child-birth, hernia, HIV bacterial or
viral infections, any disease or sickness,
participation in a criminal act, professional
sports, racing of any kind (other than on foot),
caving, parachuting, hang gliding, hunting,
mountaineering requiring ropes or guides, water-ski
jumping, underwater activities involving the use of
breathing apparatus.
This brochure is not a contract of
insurance. The descriptions of the available cover
are only a brief summary for quick and easy
reference. The precise terms and conditions that
apply are stated in the policy.
Get Quote
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