|
Accident can happen anytime and anywhere. When a
serious accident occurs, it not only causes pain and
sufferings; it can be a major financial burden too.
BERJAYA
SOMPO
INSURANCE BERHAD
has designed the following various personal accident
products to cater all your needs.
Easy Rider P.A. Insurance
Easy Rider provides ultimate protection to
everyone driving or traveling in your car. It also
extends to cover you and your family against
accidents involving any vehicle in addition to your
own car.
Very reasonable premiums start from as little as 22
sen a day. And you have two plans to choose from,
depending on your budget.
 
Special Features
|
• |
FREE COVERS to Insured and family
members whilst:
|
- |
as a pedestrian in
an accident involving any vehicle. |
|
- |
driving or travelling as a passenger in any
vehicle licensed for private use other than motorcycles/scooters. |
|
- |
travelling as a fare-paying passenger on any
mode of conveyance. |
|
|
• |
DOUBLE INDEMNITY on Permanent
Disablement Benefit. |
|
• |
Children from the age of 3 and Adults up to
age of 70 are covered. |
|
• |
Children are entitled to the SAME
BENEFITS as adults. |
|
• |
Payment will be made irrespective of
negligence of the driver. |
|
• |
Pay SAME PREMIUM irrespective of the
seating capacity on all type of private
vehicles. |
|
• |
NO Average Condition applies. |
|
• |
Reimbursement for Traditional Treatment. |
|
• |
Reimbursement for Medical Aids. |
|
• |
Reimbursement for Medical Report or
Postmortem Report. |
|
• |
Service Tax on Medical Expenses incurred is
payable. |
Free Extensions
|
• |
All natural disasters |
|
• |
Disappearance |
|
• |
Drowning, suffocation by smoke or poisonous
fumes |
|
• |
Exposure to the elements as a result of an
accident |
|
• |
Food poisoning |
|
• |
Hijacking not arising from war like action |
|
• |
Hunting |
|
• |
Insect bites, snake bites and animal bites
which cause immediate injury |
|
• |
Intoxication (except drunken driver as
governed by the law) |
|
• |
Most games and sports (as an amateur only) |
|
• |
Motorcycling |
|
• |
Mountaineering (not involving the use of
ropes) |
|
• |
Murder and assault |
|
• |
Riot strike and civil commotion |
Coverage
|
Benefits
|
Plan 1(RM)
|
Plan 2(RM)
|
|
1. Death (Per Person) |
25,000
|
50,000
|
|
2. Permanent
Disablement (Per Person) |
25,000
|
50,000
|
|
3. Medical Expenses
(Per Person) |
1,000
|
2,000
|
|
4. Daily Hospital
Income (Per Person) (Maximum 60 days) |
30
|
60
|
|
5. Ambulance Fees (Per
Accident) |
150
|
300
|
|
6. Burial/Cremation
Expenses (Per Person) |
1,000
|
2,000
|
|
Annual Premium
(Including stamp duty) |
88
|
166
|
Territorial Limit
Anywhere within Malaysia, Republic of Singapore,
Negara Brunei Darussalam and Thailand.
Benefits
|
• |
BENEFIT 1/2 - DEATH / PERMANENT
DISABLEMENT
Pays the capital sum insured in the event of
accidental death or permanent disablement to
Insured Person(s) up to the amounts stated
in the Benefit 2 Coverage Table following an
accident in the Specified Vehicle.
This benefit is also extended to cover the
Insured, Insured's legal spouse and any of
their children between 3 to 18 years of age
whilst
| i. |
as a pedestrian in
an accident involving any vehicle
including motor-cycles/scooters and
pedal cycles. |
| ii. |
driving or travelling as a passenger in
any vehicle licensed for private use other
than motor-cycles/scooters |
| iii. |
travelling as a
fare-paying passenger on any taxi
bus railway train ferry boat ship or
aircraft |
Double Indemnity Benefit
The company will pay double the percentage
of the Sum Insured of Benefit 2 above in the
event the Insured Person(s) suffer loss of
both hands or both feet or sight of both
eyes or permanent quadriplegia or permanent
total paralysis from the neck downwards.
|
|
• |
BENEFIT 3 -MEDICAL EXPENSES
Reimburse medical expenses incurred in
regard to hospital room and board, clinical,
medical and surgical treatment, traditional
medical treatment (RM25- per visit subject
to maximum RM250/- per accident), medical
aids and medical report following an event
covered by the policy.
|
|
• |
BENEFIT 4 - DAILY HOSPITAL INCOME
A daily benefit is payable up to maximum of
60 days for the period of hospitalisation as
a result of event covered by the policy.
|
|
• |
BENEFIT 5 - AMBULANCE FEE
Reimburse ambulance fees incurred following
an event covered by the policy.
|
|
• |
BENEFIT 6 - BURIAL OR CREMATION
EXPENSES
A cash sum shall be payable in the event of
death as a result of an event covered by the
policy.
|
General Exclusions
The policy does not cover war risks,
pre-existing physical or mental defect, suicide,
self-injury, pregnancy or child-birth, participation
in a criminal act, effects or influence of alcohol
or drugs not prescribed by a qualified registered
medical practitioner, wood-working machinery,
boxing, winter sport, ice hockey, rugby, water
ski-jumping, pot-holing, caving, steeplechasing
point to point, show jumping, wrestling, armed or
unarmed combat, polo, under-water activities
requiring breathing apparatus, mountaineering
requiring ropes or guides, parachuting,
hang-gliding, hunting, boating or yachting beyond
Malaysia territorial limits, racing other than on
foot.
This brochure is not a contract of insurance. The
descriptions of the available cover are only a brief
summary for quick and easy reference. The precise
terms and conditions that apply are stated in the
policy.
Get Quote
|
