|
Accident can happen anytime and anywhere. When a
serious accident occurs, it not only causes pain and
sufferings; it can be a major financial burden too.
BERJAYA
SOMPO
INSURANCE BERHAD
has designed the following various personal accident
products to cater all your needs.
Traveller's P.A. Insurance
This insurance provides cover for persons travelling
on holiday, excursion trips or business trips.
Your coverage begins from the time you leave your
residence for the purpose of travel and ending when
you returns to your residence.
This product allows you to pick and choose your own
coverage that will most meet your needs.
 
Coverage
|
Section |
Benefit
|
Amount of
Coverage
|
|
I
|
Personal Accident
|
Flexible
*
|
|
II
|
Medical Expenses
|
Flexible
Up to 2.5% of Section I
(In multiple of RM500 up to maximum of
RM5,000)
|
|
III
|
Cancellation
And Curtailment Charges
|
Flexible
(In multiple of RM500 up to maximum of
RM5,000)
|
* The
maximum sum insured for children from 2 to 15 years
old is RM10,000/-.
Benefits
|
• |
SECTION I - PERSONAL ACCIDENT
This section provides the following
benefits:
| |
Description |
The
Compensation
|
|
|
Accidental
Bodily injury resulting in:- |
|
|
a)
|
Death |
100% of
the
Capital Sum Insured
|
|
b)
|
Total and
irrecoverable loss of all sight of
both eyes |
|
|
c)
|
Total loss by
physical severance of two limbs at
or above the wrist or ankle |
|
|
d)
|
Total loss by
physical severance of one limb at or
above the wrist or ankle |
50% of the
Capital Sum Insured
|
|
e)
|
Total and
irrecoverable loss of all sight of
one eye |
|
|
|
• |
SECTION II - MEDICAL EXPENSES
The expenses must be as a result of
accidental bodily injury suffered by the
Insured and such expenses must be incurred
within 180 days from the date of accident.
|
|
• |
ASECTION III - CANCELLATION and
CURTAILMENT
| a) |
Loss of
irrecoverable payments made or
incurred in respect of the travel
and/or accommodation costs prior to
the event giving rise to
cancellation or curtailment of the
journey. |
| b) |
Additional travel
cost to return to the place the
journey commenced due to
|
i) |
death injury
or illness of the Insured, a
friend accompanying the
Insured, an immediate
relative, or the fiancé of
the Insured. |
| ii) |
compulsory
quarantine or requirement
for jury service or witness
in a court of law of the
Insured. |
|
|
General Exclusions
The policy does not cover war risks,
pre-existing physical or mental defect, suicide,
self-injury, pregnancy or child-birth, participation
in a criminal act, effects or influence of alcohol
or drugs not prescribed by a qualified registered
medical practitioner, wood-working machinery,
boxing, winter sport, ice hockey, rugby, water
ski-jumping, pot-holing, caving, steeplechasing
point to point, show jumping, wrestling, armed or
unarmed combat, polo, under-water activities
requiring breathing apparatus, mountaineering
requiring ropes or guides, parachuting,
hang-gliding, hunting, boating or yachting beyond
Malaysia territorial limits, racing other than on
foot.
This brochure is not a contract of insurance. The
descriptions of the available cover are only a brief
summary for quick and easy reference. The precise
terms and conditions that apply are stated in the
policy.
Get Quote
|
