Auto Plus P.A.

An insurance plan that covers driver/rider and /or/passengers/pillion rider against accidents.                                                  

Introduction

Auto Plus offers protection to the driver/rider and /or/passengers/pillion rider against accidents resulting in loss of life, disablement or medical expenses while entering, riding or alighting from a commercial vehicle or motorcycle.

 

Permanent Disablement

 

Total and irrecoverable loss of all sight in both eyes 100%
Total loss by physical severance at or above the wrist or ankle of both hands or both feet or of one hand together with one foot 100%
Total loss by physical severance at or above the wrist or ankle of one hand or one foot together with the total and irrecoverable loss of all sight in one eye 100%
Total paralysis 100%
Total and irrecoverable loss of all sight in one eye 50%
Total loss by physical severance at or above the wrist or ankle of one hand or one foot 50%

The aggregate of all percentages payable under Benefit 2 in respect of any one accident and/or any period of insurance shall not exceed 100%.

 

Medical Expenses

Reimburse actual cost of medical including fee of trained nurses and hospitalization in respect of any one accident.

 

Hospital Income

A daily cash allowance is payable from the second day of hospital confinement up to a maximum of 150 days per year.

 

Surgeon Expenses 

Reimburse cost of surgical operation incurred in respect of any one accident.

 

Burial or cremation allowance

Pay a fixed allowance in the event of death of the insured person.

This policy does not cover war, terrorism, strike, riot and civil commotion, suicide, childbirth or miscarriage, insanity (unless caused solely and directly by accidental means covered under the policy), illness while the driver is under the influence of alcohol or narcotics, vehicle used for hire, racing, road rally, pacemaking, speed-testing or illegal business pursuit and driver not holding a valid driving licence. Full list of exclusions is obtainable from Berjaya Sompo Insurance Berhad upon application.

Anywhere within Malaysia, Singapore, Brunei and Thailand.

Download the following forms and documents to find out more about this policy:

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