Foreign Workers Compensation Scheme

This insurance scheme covers all foreign workers against employment accidents as provided under Section 26(2) of the Workmen’s Compensation Act 1952.

Introduction

Berjaya Sompo is one of the panel insurance companies appointed and approved by the Ministry of Human Resources to underwrite the Foreign Workers Compensation Scheme (FWCS).

 

This scheme provides compensation to foreign workers for injuries sustained due to accident which arises out of or in the course of employment or if death results from the accident.

 

All employers are required by the Act to insure their foreign workers, otherwise they are guilty of an offence and shall be liable, on conviction, to a fine not exceeding RM20,000 or to imprisonment for a term not exceeding 2 years or both.

 

Coverage During Working Hours Off Working Hours
Death Maximum RM 25,000 Maximum RM 23,000
Permanent Total Disablement Maximum RM 23,000 as per Workman Compensation Act Maximum RM 23,000 as per Workman Compensation Act
Permanent Partial Disablement As per Workman Compensation Act As per Workman Compensation Act
Temporary Disablement As per Workman Compensation Act As per Workman Compensation Act
Hospitalization & Medical Expenses As per Workman Compensation Act As per Workman Compensation Act
Repatriation Due to Death and Permanent Total Disablement Up to RM 4,800.00 RM 4,800.00 

Download the following forms and documents to find out more about this policy: