Private Motor

Protect yourself against loss or damage to your vehicle and or against loss or damage you might have caused to another person's vehicle or property, death or bodily injury.

 

To enjoy our Rakan Auto services, Private Comprehensive policyholders are required to contact our Rakan Auto 24-hour helpline - 03 7628 3822 / 03 7841 5660 for any breakdown or roadside assistance.

QUOTE / BUY NOW   

 

Introduction

Private Motor Insurance is a contract purchased by the owner of a vehicle from an authorised insurer to protect the policyholder (owner of the vehicle) against loss or damage to his vehicle and or against loss or damage which the policyholder might cause to another person's vehicle or property and or death or bodily injury to a third party.

 

 

PRIVATE CAR
Use only for social domestic and pleasure purposes and for the Policyholder's business

Does not cover:

  • Use for hire and reward
  • Use for racing pace-making reliability trial speed testing
  • Use for the carriage of goods other than samples in connection with any trade or business
  • Use for any purpose in connection with the Motor Trade
 
PRIVATE MOTOR CYCLE
Use for social domestic and pleasure purposes and in connection with the Policyholder's business or profession

Does not cover:

  • Use for hire and reward
  • Use for racing pace-making reliability trial speed testing
  • Use for the carriage of goods other than samples in connection with any trade or business
  • Use for any purpose in connection with the Motor Trade

Comprehensive

The cover offers protection against financial loss because it covers fire, explosion, lightning, burglary, housebreaking or theft and accidental damage to the Insured's vehicle in addition to the protection against the legal liabilities to third party for death and bodily injury and damage to property that may arise through the negligence of the driver.

 

Third Party, Fire and Theft

The cover offers protection for your vehicle against loss or damage caused by fire, explosion, lightning, burglary, housebreaking or theft in addition to third party property damage/bodily injury caused by the negligence of the driver.  

 

Third Party

The cover offers protection against financial loss as a result of damage the driver of the vehicle may cause to the property of a third party. It also provides protection against any claims that may arise because of the death of or injury to another person through the negligence of the driver. 


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