Traveller's P.A.

Get covered when you travel out of home for your holidays, excursion trips or business trips, from the time you leave your residence until your return.

Introduction

This insurance provides cover for persons travelling on holiday, excursion trips or business trips. Your coverage begins from the time you leave your residence for your trip and ends when you return to your residence. This plan gives you a choice of your own coverage that will meet your needs most.

 

 

Section Benefit Amount of Coverage
I Personal Accident Flexible*

II

Medical Expenses
Flexible
Up to 2.5% of section 1
(in multiple of RM500 up to maximum of
RM5,000)

III
Cancellation
And Curtailment
charges
Flexible
(In multiple of RM500 up to maximum of
RM5,000)

*The maximum sum insured for children from 2 to 15 years old is RM10.000/-

SECTION I - PERSONAL ACCIDENT

This section provides the following benefits: 

 

    The Compensation
  Accidental Bodily injury resulting in:  
a. Death 100% of the
Capital Sum Insured
b. Total and irrevocable loss of all sight in both eyes  
c. Total loss by physical severance of two limbs at or above the wrist or ankle  
d. Total loss by physical severance of one limb at or above the wrist or ankle 50% of the
Capital Sum Insured
e. Total and irrecoverable loss of all sight of one eye  

SECTION II - MEDICAL EXPENSES 

The expenses must be as a result of accidental bodily injury suffered by the Insured and such expenses must be incurred within 180 days from the date of accident.

 

SECTION III - CANCELLATION and CURTAILMENT  

  1. Loss of irrecoverable payments made or incurred in respect of the travel and/or accommodation costs prior to the event giving rise to cancellation or curtailment of the journey.
  2. Additional travel cost to return to the place the journey commenced due to

    1. death injury or illness of the Insured, a friend accompanying the Insured, an immediate relative, or the fiancé of the Insured.
    2. compulsory quarantine or requirement for jury service or witness in a court of law of the Insured.

The policy does not cover war risks, pre-existing physical or mental defect, suicide, self-injury, pregnancy or child-birth, participation in a criminal act, effects or influence of alcohol or drugs not prescribed by a qualified registered medical practitioner, wood-working machinery, boxing, winter sport, ice hockey, rugby, water ski-jumping, pot-holing, caving, steeple chasing point to point, show jumping, wrestling, armed or unarmed combat, polo, under-water activities requiring breathing apparatus, mountaineering requiring ropes or guides, parachuting, hang-gliding, hunting, boating or yachting beyond Malaysia territorial limits, racing other than on foot.

 

 

Download the following forms and documents to find out more about this policy:

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