Benefits, Section 1 - Personal Accident
Death
Pays lump sum of RM35,000 in the event of accidental death.
Permanent Disablement
Pays lump sum as specified in Permanent Disablement Scale in the event of permanent disablement as a result of an accident.
Workers (Domestic Maid) Scale of Permanent Disablement Benefits
Note: For mobile users, the Table of Benefits is best viewed in landscape mode.
| SCALE OF PERMANENT DISABLEMENT BENEFITS | ||
| Description of Disablement | Percentage of Benefit B Payable | |
| Total and Permanent Disablement following the Insurred's occupational employment or pursuits | 100% | |
| Total, Permanent and Irreversible: | ||
| Loss of two limbs | 100% | |
| Loss of both hands or of all fingers and both thumbs | 100% | |
| Total loss of all sights in both eyes | 100% | |
| Loss of arm at shoulder | 100% | |
| Loss of arm between shoulder and elbow | 100% | |
| Loss of arm at elbow | 100% | |
| Loss of arm between elbow and wrist | 100% | |
| Loss of hand at wrist | 100% | |
| Loss of leg | At hip | 100% |
| Between knee and hip | 100% | |
| Below knee | 100% | |
| Loss of all sight in one eye | 100% | |
| Loss of all sight in one eye except perception of light | 50% | |
| Loss of lens of one eye | 50% | |
| Loss of four fingers and thumb of one hand | 50% | |
| Loss of four fingers | 40% | |
| Loss of thumb | Both phalanges | 25% |
| One phalanx | 10% | |
| Loss of index finger | Three phalanges | 10% |
| Two phalanges | 8% | |
| One phalanx | 4% | |
| Loss of other fingers | Three phalanges | 6% |
| Two phalanges | 4% | |
| One phalanx | 2% | |
| Loss of all toes on one foot | 15% | |
| Loss of great toes | Two phalanges | 5% |
| One phalanx | 2% | |
| Loss of other toe | 2% | |
| Loss of hearing | Both ears | 75% |
| One ear | 15% | |
| Loss of speech | 50% | |