General Exclusions applicable to All Sections

This policy does not cover loss or damage directly or indirectly caused by the following:

• War, invasion, act of foreign enemy, hostilities or warlike operations. (whether war be declared or not), civil war.
• Mutiny, riot, military or popular rising, insurrection, rebellion, revolution, or military or usurped power, martial law or state of siege, or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege.
• Any act of terrorism.
• Nuclear weapons materials, ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel.
• Cessation of work, confiscation, destruction to the property by local authority of the country.
• Own fermentation, natural heating, spontaneous combustion or undergoing any heating or drying process.
• Consequential loss or damage of any kind whatsoever.
• Criminal Breach of Trust and / or Theft by Deception.