Machinery Breakdown

For some high technology or heavy machinery of high value, the potential loss can amount to millions of ringgit. This insurance protects against physical loss, major heavy machinery breakdown or damages that are costly to repair.

Major Exclusions

  • Damage due to fire and extraneous perils. These perils are more appropriately covered under Fire policy.
  • Damage to exchangeable tools, machinery parts which suffer a high rate of wear and tear or damage as a direct consequence of the continual influence of operation. These losses are in the nature of trade risks and maintenance cost, associated with the proper operation and care of machineries and should be borne by the Insured.
  • Loss or damage for which a supplier, contractor or repairer is responsible either by law or under contract.
  • Consequential loss or liability of any kind
  • War and kindred risks
  • Others 
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