Coverage
Type of Cover
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INSTITUTE CARGO CLAUSES (A), (B) & (C) CLAUSE SUMMARY CHART - RISK COVERED/EXCLUDED |
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RISKS | A Clauses | B Clauses | C Clauses |
Fire or Explosion | 0 | 0 | 0 |
Vessel/Craft being Stranded, Grounded, sunk or capsized |
0 | 0 | 0 |
Overturning or derailment of land conveyance |
0 | 0 | 0 |
Collision or contact of vessel, craft or Conveyance with external object other than water |
0 | 0 | 0 |
Discharge of cargo at a port of distress | 0 | 0 | 0 |
Earthquake, volcanic eruption or lightning |
0 | 0 | X |
General Average sacrifice | 0 | 0 | 0 |
Jettison | 0 | 0 | 0 |
Washing Overboard | 0 | 0 | X |
Entry of sea, lake or river water into vessel, craft,Hold, conveyance, container, liftvan or place of Storage |
0 | 0 | X |
Total loss of any package lost overboard or Dropped whilst loading on to or unloading from Vessel or craft |
0 | 0 | X |
General Average and salvage charges, Sue & Labour charges |
0 | 0 | 0 |
Pirates, Thieves and non-delivery | 0 | X | X |
Rough handling | 0 | X | X |
Contamination | 0 | X | X |
GENERAL EXCLUSIONS | |||
Willful misconduct of the Assured | X | X | X |
Ordinary leakage, loss in weight, wear and tear |
X | X | X |
Insufficiency or unsuitability of packing | X | X | X |
Inherent vice or nature of the subject matter insured |
X | X | X |
Unseaworthiness of vessel (when the Assured is Privy to it) |
X | X | X |
Delay even though caused by a risk insured against |
X | X | X |
Insolvency on financial default of carrier | X | X | X |
Deliberate damage or destruction of the subject Matter insured |
0 | X | X |
Use of nuclear weapons | X | X | X |
War & Strikes | X | X | X |
Key
0 - Covered
X - Not Covered