This insurance provides cover for persons travelling on holiday, excursion trips or business trips. Your coverage begins from the time you leave your residence for your trip and ends when you return to your residence. This plan gives you a choice of your own coverage that will meet your needs most.
|Section||Benefit||Amount of Coverage|
Up to 2.5% of section 1
(in multiple of RM500 up to maximum of
(In multiple of RM500 up to maximum of
*The maximum sum insured for children from 2 to 15 years old is RM10.000/-
SECTION I - PERSONAL ACCIDENT
This section provides the following benefits:
|Accidental Bodily injury resulting in:|
|a.||Death||100% of the
Capital Sum Insured
|b.||Total and irrevocable loss of all sight in both eyes|
|c.||Total loss by physical severance of two limbs at or above the wrist or ankle|
|d.||Total loss by physical severance of one limb at or above the wrist or ankle||50% of the
Capital Sum Insured
|e.||Total and irrecoverable loss of all sight of one eye|
SECTION II - MEDICAL EXPENSES
The expenses must be as a result of accidental bodily injury suffered by the Insured and such expenses must be incurred within 180 days from the date of accident.
SECTION III - CANCELLATION and CURTAILMENT
- Loss of irrecoverable payments made or incurred in respect of the travel and/or accommodation costs prior to the event giving rise to cancellation or curtailment of the journey.
- Additional travel cost to return to the place the journey commenced due to
- death injury or illness of the Insured, a friend accompanying the Insured, an immediate relative, or the fiancé of the Insured.
- compulsory quarantine or requirement for jury service or witness in a court of law of the Insured.
The policy does not cover war risks, pre-existing physical or mental defect, suicide, self-injury, pregnancy or child-birth, participation in a criminal act, effects or influence of alcohol or drugs not prescribed by a qualified registered medical practitioner, wood-working machinery, boxing, winter sport, ice hockey, rugby, water ski-jumping, pot-holing, caving, steeple chasing point to point, show jumping, wrestling, armed or unarmed combat, polo, under-water activities requiring breathing apparatus, mountaineering requiring ropes or guides, parachuting, hang-gliding, hunting, boating or yachting beyond Malaysia territorial limits, racing other than on foot.