Ultima Care P.A.

Helps you and your family cope financially should an unfortunate event causes death, injury, or permanent disability, with 24-hour worldwide protection.

Key Benefits

1) High Sum Insured

We cover Accidental Death or Accidental Permanent Disablement up to RM1,000,000 per adult and up to RM3,000,000 per family.

2) Renewal Bonus

Principal sum insured will increase from 10% per year up to a maximum of 100% upon renewal of insurance for Death and Permanent Disablement.

3) Double Indemnity

Double Indemnity up to RM2,000,000 per adult and RM6,000,000 per family for Accidental Death or Permanent Total Disablement whilst traveling on a public transport or traveling overseas.

4) Financial Protector

We settle your outstanding credit card bills up to your credit card limit subject to maximum limit stated in the Schedule of Benefits.

5) Personal Liability

We cover up to RM1,000,000 per adult or RM3,000,000 per family should you be liable to pay a third party for accidental bodily injury or accidental property damage.



  • Accidental Medical Expenses

We cover your medical expenses up to RM10,500 per adult or RM31,500 per family for treatment received from a hospital or clinic due to an accident.

  • Kidnap Benefit

We cover a lump sum payment of RM5,000 in the event the Insured Person is kidnapped and a reward of RM25,000 for information leading to the recovery of the Insured Person.

  • Terrorism Cover

We cover up to RM250,000 per adult / child or up to RM750,000 per family.


Please refer to the Schedule of Benefits for detailed benefits.