Any Malaysian aged between 16 to 70 and is renewable up to 80 years old. Dependent children (unmarried & unemployed) must be 30 days and under the age of 19 or up to 23 years if still undergoing full-time education at a recognized educational institution in Malaysia.

Housewives and babysitters are not entitled to Weekly Benefits. Adult who is 18 years old and above (unemployed) is only eligible for Plan 1 & Plan 2 without Weekly Benefits.

Period of Cover and Renewal Options
The Policy shall become effective as of the date stated in the Schedule. The Policy Anniversary shall be one year after the effective date and annually thereafter. On each such anniversary, this policy is renewable at the premium rates in effect at the time as notified by the Company. A notice of 30 days will be given should any premium rate be increased.

Factors contributing to the increase of renewal premium are your age and claims experience. Renewal will not be invited once you attain the maximum age limit of this product.

This policy is renewable at the option of the policyholder subject to terms and conditions at each policy anniversary. Application for change of benefits to a higher plan can only be made upon renewal and is subject to acceptance by the Company.