General Exclusions
The policy does not cover war risks, existing physical or mental defects, suicide, self-injury, pregnancy or childbirth, hernia, participation in a criminal act, professional sports, racing of any kind (other than on foot), caving, parachuting, hang-gliding, hunting, mountaineering requiring ropes or guides, traveling as an aircraft crew, aerial activities, martial arts, radiation or contamination by radioactivity, and nuclear weapons material.