Table of Benefits
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| TABLE OF BENEFITS | ||||||||||
BENEFITS |
SUM INSURED (RM) / PLAN | |||||||||
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | Plan 6 | Plan 7 | Plan 8 | |||
| 1 | Death / Permanent Disablement | 50,000 | 100,000 | 150,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000 | |
| 2 | Medical Expenses (inclusive below) - Traditional Treatment is covered of RM50 per visit up to max. RM500 per accident |
3,000 | 4,000 | 5,000 | 6,000 | 7,000 | 8,000 | 9,000 | 10,000 | |
| 3 | Weekly Hospital Income (max. 52 weeks) |
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| - Class 1 & 2 occupations | 150 | 250 | 300 | 350 | 500 | 700 | 850 | 1000 | ||
| - Class 3 occupations | 100 | 150 | 200 | 250 | 300 | N/A | N/A | N/A | ||
| 4 | Temporary Total Disablement / Weekly (optional - max. 52 weeks) |
|||||||||
| - Class 1 & 2 occupations | 50 | 100 | 150 | 150 | 200 | 375 | 500 | 750 | ||
| - Class 3 occupations | 50 | 50 | 50 | 100 | 150 | N/A | N/A | N/A | ||
| 5 | Funeral Allowance due to Accident | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
| 6 | Bereavement Allowance (Death due to Dengue, Malaria, or JE) |
5,000 | 10,000 | 15,000 | 20,000 | 30,000 | 50,000 | 75,000 | 100,000 | |
| 7 | Ambulance Fees | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
| 8 | Daily Hospital Visitation Allowance (max. up to 50 days) |
20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | |
| 9 | Dental Correction and/or Corrective Cosmetic Correction | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
| 10 | Coma due to accident | 50,000 | 100,000 | 150,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000 | |
| 11 | Weekly Home Nursing care (max. 4 weeks per accident) |
500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | |
| 12 | Prosthesses / Wheelchair | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
| 13 | Repatriation Expenses | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
| 14 | Kidnap Benefit | |||||||||
| - Necessary expenses incurred | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | ||
| - Reward for information to Recovery of the Insured Person | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | ||
| - Insured Person not recovered after one year from the day of kidnap | 50,000 | 100,000 | 150,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000 | ||
| 15 | Permanent Impotency or infertility due to accident | 5,000 | 10,000 | 15,000 | 20,000 | 30,000 | 50,000 | 75,000 | 100,000 | |
| 16 | Major Burns - Acidental 3rd degree burns covering at least 20% of body area |
2,500 | 5,000 | 7,500 | 10,000 | 15,000 | 25,000 | 37,500 | 50,000 | |
| 17 | Snatch Theft Compensation | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | |
| 18 | Blood Contamination / Transfusion (positively diagnosed with HIV within 2 years from date of blood transfusion in a hospital within Malaysia) |
5,000 |
10,000 |
15,000 |
20,000 |
30,000 |
50,000 |
75,000 |
100,000 |
|
| 19 | Renewal Bonus (10% increase of the Original Sum Insured for Death or Permanent Disablement for each year subject to max. 50%) |
25,000 |
50,000 |
75,000 |
100,000 |
150,000 |
250,000 |
375,000 |
500,000 |
|
| 20 | Double Indemnity (in the case of death, permanent total paralysis or permanent total loss/loss of 2 limbs whilst traveling as a fare-paying passenger on public transport and traveling overseas) |
100,000 |
200,000 |
300,000 |
400,000 |
600,000 |
1,000,000 |
1,500,000 |
2,000,000 |
|
| 21 | Personal Liability | 50,000 | 100,000 | 150,000 | 200,000 | 300,000 | 500,000 | 500,000 | 500,000 | |
| 22 | Panel Hospital Admission Service | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | |
| 23 | Terrorism Cover (excluding nuclear, chemical & biological) |
20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | |
| OPTIONAL TERRORISM COVER | 30,000 | 80,000 | 100,000 | 100,000 | 100,000 | 200,000 | 200,000 | 200,000 | ||