Additional Protection in addition to Perils above
- Rent (Up to 10% of the Total Sum Insured on Buildings)
The Company will indemnify the Insured for the undermentioned loss actually incurred by the Insured in consequence of the premises specified in the policy schedule being so damaged as to be rendered uninhabitable but only in respect of the period necessary for reinstatement.
- Liability to the Public (Up to RM50,000 any one accident)
The Company will indemnify the Insured against all sums for which the Insured may be held legally liable as owner of the Private Dwelling House in respect of accidents caused by a defect in the Buildings of the Private Dwelling House or in the Landlord's fixtures and fittings or in the walls, gated, fences and trees around and pertaining thereto, occurring during the Period of Insurance and resulting in:- Bodily injury to any person not being a member of the Insured's family or household nor at the time of sustaining such injury engaged in the Insured's service.
- Damage to property not belonging to or in the charge of or under the control of the Insured or of a member of his family or of a person in his service.