Protect your business from every angle. SOMPO FlexiBiz combines Money Insurance, Fidelity Guarantee Insurance, Glass Insurance, Public Liability Insurance, Employer’s Liability Insurance, Burglary Insurance, All Risks Insurance and Equipment Insurance.
You can select the choices of coverages below
- Money
- Fidelity Guarantee
- Glass
- Public Liability
- Employer's Liability
- Burglary
- All Risks
- Equipment
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
- Flexibility – This product offers flexibility to choose from a wide range of coverages to suit your business needs.
- Hassle-free – 1 single Policy with 1 common expiry date and one-time payment of stamp duty RM10.00 only.
- Complement with any Fire Policy – This product could be complemented with any Fire Policy to provide a complete protection for your business needs.
Additional Information
Choices of Coverages and Description
You can select the choices of coverages from the table below:
Sections | Classes | Descriptions |
A | Money | Loss of money during transit or kept within your premises. |
B | Fidelity Guarantee | Direct pecuniary loss sustained by any act of fraud or dishonesty committed by the employees. |
C | Glass | Accidental breakage of glass including ornamentation and sign writing by malicious damage and other causes. |
D | Public Liability | Loss or damage to third party property or bodily injury due to your negligence. |
E | Employer’s Liability | Eventually of an employer being sued by an employee for injury sustained by them arising out of their employment and caused by the negligence of the employer. |
F | Burglary | Loss by theft consequent upon actual, forcible and violent entry into or exit from the premises. |
G | All Risks | Loss or damage to property or any part thereof due to fire, theft or other accidental damage or misfortune. |
H | Equipment | Loss or damage to mobile equipment (such as forklift, excavator etc) and its standard accessories and parts. |
Frequently Asked Questions
Is there a need to purchase a Fire Policy?
Yes, as the package does not have a Fire Section. Thus you need to purchase a separate Fire Policy.What is the minimum premium for this Policy?
The minimum premium for this Policy is RM200.00.How many classes of insurance do I need to choose from the types of coverages?
You can choose as many classes of insurance as you want, however you need to choose a minimum of 3 classes of
insurance as required in this package Policy.What is the premium and excess imposed in this Policy?
The premium and excess will be quoted on a case-by-case basis. You may contact our branch office or Customer
Service Centre for a quotation.- Where can I get further information?
You may contact our branch office or Customer Service Centre at 03-2170 7300 during the operating hours from 8.30am to 5.00pm (Monday – Friday) or call our Toll Free number at 1-800-889-933.
Major Exclusions
This Policy does not cover :-
- Nuclear Energy Risks Exclusions Clause
- Property Damage Clarification Clause
- War and Terrorism Exclusion Endorsement etc.