Am I Covered?
Unsure whether your policy with BSI covers damages from the flood? The following products and coverage/benefits add-ons listed below would cover damages caused by the flood.
For further information, please reach out to your friendly agents.
For other inquiries or assistance, please contact our Customer Service at 1-800-88-9933, 8.30 a.m. - 5.00 p.m. (Monday to Friday), email us at customer@bsompo.com.my, or chat with us via Facebook message @berjayasompoinsurance.
For further information, please reach out to your friendly agents.
For other inquiries or assistance, please contact our Customer Service at 1-800-88-9933, 8.30 a.m. - 5.00 p.m. (Monday to Friday), email us at customer@bsompo.com.my, or chat with us via Facebook message @berjayasompoinsurance.
| Protection for Home | |
|---|---|
| SOMPO Home Content | Covers your home contents (household goods and personal effects) against loss or damage by all risks, including flood, with no penalty on underinsurance. Policyholders do not need to submit receipts of items when submitting claims about damages caused by the flood. |
| SOMPO HomeNow | Covers your home contents (household goods and personal effects) against loss or damage by all risks, including flood. Policyholders do not need to submit receipts of items when submitting claims about damages caused by the flood. There’s a limit for individual items. |
| Houseowner/Householder | Covers loss or damage to your building or contents by flood, but exclude loss or damage caused by subsidence or landslip, except as a result of an earthquake or volcanic eruption. |
| Home Care | |
| Note: There may be other products available for purchase. Please speak to our Customer Service for more information. | |
| Protection for Car | |
| SOMPO Motor | Special Perils Coverage included without additional premium – claim amount up to 10,000 or 20% of the Sum Insured, whichever is lower for any loss or damage to your vehicle caused by flood, typhoon, hurricane, storm, tempest or other convulsions of nature. With an additional premium, policyholders can be covered for the full convulsion of nature. |
| SOMPO MotorSafe | |
| SOMPO MotorNow | Covers for your vehicle against any form of damage or loss (own or third-party) in addition to the protection against legal liabilities to third-party for injury death, and property damage. With an additional premium, policyholders can be covered for the full convulsion of nature by adding the Special Perils Coverage option during purchase. |
| Private Motor | Inclusion of Special Perils (only applicable to Comprehensive Cover) with additional premium available for customers to choose from. |
| Protection for Motorcycle | |
| SOMPO Motorcycle, Motorcycle (Comprehensive Cover) | Opt for Special Perils Add-On full coverage from as low as RM10, including flood. |
| SOMPO Motorcycle + | Special Perils Coverage is included without additional premium. |
| Hospitalisation due to Accidents/Illnesses | |
| SOMPO Health | Covers hospitalisation & surgical expenses due to flood accidents and illnesses (e.g. Malaria, Diarrhea, Typhoid, Dengue, Appendicitis, etc.) with guaranteed renewal up to 100 years old. |
| SOMPO MedicNow | An affordable online medical card with comprehensive coverage and no medical examination is required upon sign-up. Covers hospitalisation due to accidents during the flood. |
| Ultima Care P.A. | A 24-hour worldwide protection that covers Accidental Death or Accidental Permanent Disablement should an unfortunate event (e.g. flood) causes death, injury, or permanent disability. With an additional premium, policyholders can be covered for treatment due to an accident. |
| Ultima V3 P.A. | Covers Accidental Death or Accidental Permanent Disablement on top of other benefits, which include but are not limited to all natural disasters, exposure to the elements as a result of an accident, and insect & animal bites that cause immediate injury. |
| Protection for Home | |
|---|---|
| Home Safe Plus | Coverage for loss or damage to your building & its contents caused by flood, among other incidents, as per the Sum Insured declared. |
| Secure Home | Covers household goods & personal belonging against all risks, including flood, fire, lightning, theft, accident and more. Personal belonging refers to personal items for your personal use, for example, clothing, a watch or a wallet. |
| Houseowner/Householder | This policy provides coverage for your building against loss or damage by flood, lightning, explosion, fire, burst pipe or any perils mentioned in the insurance policy. |
| Protection for Car | |
| Secure Motor | Special Perils Coverage included without additional premium – claim amount up to 10,000 or 20% of the Sum Insured, whichever is lower for any loss or damage to your vehicle caused by flood, typhoon, hurricane, storm, tempest or other convulsions of nature. With an additional premium, policyholders can be covered for the full convulsion of nature. |