Ultima Care For The Solo Guardians
As a guardian, your priority is ensuring the well-being of those who rely on you. Ultima Care provides peace of mind, knowing that should the unexpected happen, your loved ones will be taken care of. It’s a safety net that allows you to provide without worry.
Heartfelt concerns from single parents that highlight the need for Ultima Care
"If something happens to me or my child? We only have each other, and that thought keeps me up at night."
"Missing work due to an injury isn’t an option. If I can’t earn, I can’t provide—it’s as simple and as scary as that."
"Medical bills can wipe out my savings in an instant. I can’t afford to let an accident put my child’s future at risk."
"I want my child to have a secure future, no matter what. If something happens to me, I need to know they’ll be okay."
"What if my child got into a serious accident. I need to be prepared financially for the unexpected."
"My friend’s husband’s accident left her and her child with nothing. I now know personal accident protection is a must."
A thoughtfully designed plan for single parents who want the best for themselves and their child.
These benefits are thoughtfully crafted around what matters most to single parents. With essential coverage and optional add-ons, the plan is designed to fit your needs. For the full list of 25 benefits under Ultima Care, please refer to the Policy Contract or reach out to us and we will be happy to connect you with an agent.
Enjoy all these wonderful benefits with a maximum payout of up to RM500,000* for you and RM75,000* for your child from as low as RM3.30 per day with our recommended plan!
The above premiums for Plan A, B, C, and D are the same as those for the current Plans 1, 3, 6, and 8 under the Ultima Care Personal Accident.
Premium shown above excludes RM10 Stamp Duty and 8% Service Tax
*Maximum payout applies to Death & Permanent Disablement (1st year only). Terms and conditions apply.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
Interested? Complete the form here and one of our friendly agents will be in touch with you.
Frequently Asked Questions (FAQ)
What are other additional coverages in this recommended plan that are not listed above?
In this recommended plan, there are other additional coverages you will enjoy, such as:
- Medical Expenses
- Alternative Medical Treatment
- Dental Correction and/or Corrective Surgery
- Funeral Allowance
- Bereavement Allowance (Death due to Dengue Fever, Malaria or Japanese Encephalitis)
- Daily Hospital Visitation Allowance
- Major Burn
- Coma
- Prostheses / Wheelchair
- Kidnap Benefits
- Miscarriage due to motor vehicle
- Blood Contamination / Transfusion
- Permanent Impotency or Infertility
- Financial Protector
- Snatch Theft Compensation
For full details on the coverage offered by Ultima Care, please refer to the Policy Contract and Policy Wording.
Is there any lower premium plan I can purchase?
Yes, Ultima Care offers 8 different plans. For full details on what’s covered, please check the Policy Contract and Policy Wording.
What occupational classifications are eligible for the recommended plan?
The recommended plan is only offered to the following classes of occupation:
Class 1:
Professions involving non-manual, administrative or clerical work, solely in offices or similar non-hazardous places. Example: Banker, Housewife, Retiree, Administrator, etc.
Class 2:
Professions involving mainly supervisory duties which may include occasional manual work with some occupational risk exposure or significant travelling outside office on business purposes. Example: Fitness Trainer, Beautician, Florist, Hairdresser etc.
What are the exclusions?
Pre-existing physical or mental defect or infirmity, suicide or attempted suicide, intentional self-injury, influence of alcohol or drug, AIDS/HIV, professional sports/activities, war, riot/strike etc.
Note: This list is non-exhaustive. Please refer to the Policy Wording for the full list of exclusions.
