Vision is one of our most precious senses, yet many often take it for granted until it deteriorates. With increasing life expectancy and lifestyle changes, eye illnesses like cataracts, glaucoma, and macular degeneration (a progressive eye condition that affects the macula, the central part of the retina responsible for sharp detailed vision) are becoming more common, particularly in Malaysia. Among these conditions, cataracts remain the leading cause of blindness, often requiring the surgical implantation of an intraocular lenses (IOLs) to restore vision.

What Are Intraocular Lenses (IOLs)?

Intraocular lenses are artificial lenses implanted in the eye to replace a cloudy natural lens caused by cataracts. Cataract surgery is one of the most common and effective surgical procedures performed worldwide, with the use of IOLs significantly improving the patient’s quality of life.

There are various types of IOLs available:

1. Monofocal IOLs – Correct vision for one focal point, typically distance.
2. Multifocal IOLs – Provide both distance and near vision correction.
3. Toric IOLs – Designed to correct astigmatism.
4. Extended Depth-of-Focus (EDOF) IOLs – Offer a wider range of clear vision.

The choice of lens often depends on the patient’s lifestyle, visual requirements, and budget, as premium IOLs are typically more expensive.

Eye Illnesses in Malaysia Requiring IOL Surgery

Cataracts affect a large proportion of the Malaysian population, particularly those aged 50 and above. According to the National Eye Survey II (NES II), about 1.3 million Malaysians are visually impaired, with cataracts accounting for 58% of blindness cases. The burden of eye diseases is also increasing due to Malaysia’s aging population, rising prevalence of diabetes, and prolonged screen time leading to digital eye strain. This includes factors such as genetics, physical injuries or trauma to the eye, and certain medications. For instance, long-term use of corticosteroids, which are widely prescribed to manage inflammation and treat conditions such as allergies, arthritis, asthma, and autoimmune diseases, can increase the risk of cataract formation over time.

The Cost of Intraocular Lens Surgery in Malaysia

Cataract surgery costs in Malaysia can vary significantly based on the type of hospital (public vs private) and the type of intraocular lens chosen.

• Public Hospitals: Cataract surgery is often subsidised, with costs ranging from RM500 to RM2,000. However, the waiting period can be long.
• Private Hospitals: Costs can range from RM3,000 to RM15,000 per eye, depending on the surgeon’s expertise and the type of IOL used (standard vs premium lenses).

Premium IOLs, such as multifocal or toric lenses, often require out-of-pocket expenses, making the procedure less accessible for those without adequate financial resources.

Why Insurance Coverage is Crucial

The rising cost of healthcare, including eye surgeries, highlights the importance of having comprehensive medical insurance. While many Malaysians have basic medical coverage, not all plans cover elective surgeries like cataract removal or premium IOLs. Berjaya Sompo understands these challenges and is committed to addressing them through the launch of SOMPO HealthPlus, a comprehensive health protection plan. SOMPO HealthPlus offers coverage for intraocular lenses up to RM3,000, ensuring that those undergoing cataract surgery or similar procedures are financially supported.