Keep Your Light Manufacturing Operations Moving
Practical Protection for Production Driven Businesses
Light manufacturing is all about consistency. Orders need to ship on time, machines must run reliably, and any disruption on the factory floor quickly turns into financial pressure. Unlike office-based businesses, your risks sit right inside your operations; in your equipment, your people, and your production flow.
An unexpected incident doesn’t just create repair costs. It can stall production lines, delay customer deliveries, and strain cash flow while you work to get back on track. That’s why effective protection focuses on keeping your operation running, not just fixing damage after the fact.
Insurance Built Around How Manufacturing Really Works
Light manufacturing businesses don’t operate in neat, predictable environments. You juggle machinery uptime, safety requirements, raw material storage, and quality control, often at the same time.
Berjaya Sompo's manufacturing insurance solutions are structured around how factories and workshops actually function, not generic business templates. They are suitable for:
✔ Small to mid-sized production facilities
✔ Contract manufacturers and OEM suppliers
✔ Assembly, processing, fabrication, or packaging operations
✔ Single location factories and multi site setups
The focus is simple: minimise downtime, manage risk exposure, and help your business recover quickly when the unexpected happens.
Where Manufacturing Risks Commonly Originate
Many manufacturing incidents start small: a faulty component, a worn part, or a momentary lapse in safety, but escalate rapidly once production is affected.
Common risk scenarios in light manufacturing include:
Fires or electrical faults linked to machinery and power loads
Sudden breakdown of key production equipment
Employee injuries during machine operation or manual handling
Loss or damage to raw materials and work in progress
Liability claims linked to manufactured parts or components
Forced shutdowns following insured physical damage
Coverage Designed for Manufacturing Continuity
Manufacturing insurance should support your production cycle, not complicate it. Coverage is designed to address both physical damage and the financial consequences of downtime.
Depending on your operation, coverage may include:
Factory, Plant & Machinery Protection
Covers factory premises, production machinery, tools, and electrical installations against fire, theft, and accidental damage.
Machinery & Equipment Breakdown
Provides protection against sudden and unforeseen mechanical or electrical failure of essential production equipment.
Business Interruption Protection
Helps offset lost revenue and ongoing expenses when production is interrupted due to an insured event.
Public & Product Liability
Protects against third party claims arising from manufacturing activities or products supplied to customers.
Employer’s Liability / Workers Coverage
Addresses legal and compensation risks related to employee injuries and workplace incidents.
Materials, Stock & Work in Progress
Covers raw materials, semi-finished goods, and finished products while on site or in storage.
Why Manufacturers Work with Berjaya Sompo
SME light manufacturing insurance needs to be practical, responsive, and aligned with operational realities, especially when downtime is costly.
Manufacturers choose Berjaya Sompo because we offer:
✔ Experience with manufacturing and industrial risks
✔ Coverage structured around real production activities
✔ Protection that avoids unnecessary add-ons
✔ Clear explanations of what is and isn’t covered
✔ Claims support focused on restoring operations quickly
Our role is not just to insure your business, but to support its ability to continue operating.
Unsure If Your Current Protection Is Enough?
Many light manufacturers discover gaps in coverage only after an incident occurs, when it’s too late to fix them. A review can help you understand:
✔ Exposure points within your production process
✔ Whether machinery and downtime risks are adequately covered
✔ How to improve protection without increasing costs unnecessarily
Speak to a Manufacturing Insurance Specialist
Protecting your business starts with a better understanding of your risks.
Your business deserves protection that works as hard as you do.
We're Here to Help.
Protecting your production starts with understanding your risks. Your business deserves insurance that works as hard as your operation does. Connect with us and discover why thousands of SMEs trust Berjaya Sompo.