Protects your office equipment, plant, and machinery including portable items such as cameras, laptops against the risk of fire, theft or any accident or misfortune.
This Policy provide coverage for your loss or damage to your property or any part thereof due to fire, lightning, accidental damage or any misfortune, that is not specifically excluded by the All Risks Policy.
Note: Please refer to the Policy Contract for the full product features and benefits.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
Major Exclusions
This Policy does not cover :-
- Loss/damage arising from war, terrorism and nuclear risks;
- Loss/damage arising from confiscation or destruction or order by any government or authority;
- Wear and tear, depreciation, gradual deterioration, mildew, moth, vermin or any process of cleaning, dyeing, repairing, restoring or
renovating; - Scratching or denting of any article or breakage of lenses or glass, china, earthenware or other articles of a brittle nature unless caused by burglary, thieves or fire;
Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.
