Drive with confidence both on and off the road! Auto Plus PA ensures comprehensive protection for drivers, riders, passengers, and pillion riders, safeguarding against accidents during entry, travel, or disembarkation from the vehicles.
- Death and Permanent Disablement
- Medical Expenses
- Daily Hospital Income (up to 150 days)
- Surgical Expenses
- Burial and Cremation Allowance
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
Residents in Malaysia with Student Pass or Employment Pass/Work Permit, aged 3 years old to 70 years old.
- Cover all actual medical costs.
- Receive up to RM150 daily hospital income.
- Reimburse the cost of any surgical operation up to RM3,000.
- Available for Commercial Vehicle and Motorcycle.
Additional Information
Description of Benefits
Permanent Disablement
| Total and irrecoverable loss of all sight in both eyes | 100% |
| Total loss by physical severance at or above the wrist or ankle of both hands or both feet or of one hand together with one foot | 100% |
| Total loss by physical severance at or above the wrist or ankle of one hand or one foot together with the total and irrecoverable loss of all sight in one eye | 100% |
| Total paralysis | 100% |
| Total and irrecoverable loss of all sight in one eye | 50% |
| Total loss by physical severance at or above the wrist or ankle of one hand or one foot | 50% |
The aggregate of all percentages payable under Benefit 2 in respect of any one accident and/or any period of insurance shall not exceed 100%.
Medical Expenses
Reimburse actual cost of medical including fee of trained nurses and hospitalization in respect of any one accident.
Hospital Income
A daily cash allowance is payable from the second day of hospital confinement up to a maximum of 150 days per year.
Surgical Expenses
Reimburse cost of surgical operation incurred in respect of any one accident.
Burial or cremation allowance
Pay a fixed allowance in the event of death of the insured person.
Table of Benefits
Coverage / Benefit Limits Per Person
| Benefits | Plan A (RM) | Plan B (RM) | Plan C (RM) |
| Death | 10,000 | 20,000 | 35,000 |
| Permanent Disablement | 10,000 | 20,000 | 35,000 |
| Medical Expenses | 500 | 1,000 | 1,500 |
| Daily Hospital Income (Maximum 150 days - excess 1 day) | 50 | 100 | 150 |
| Surgical Expenses | 1,000 | 2,000 | 3,000 |
| Burial / Cremation Allowance | 1,000 | 2,000 | 3,000 |
Annual Premium
Annual Premium (RM)
| Commercial Vehicle | Plan A (RM) | Plan B (RM) | Plan C (RM) |
| Up to 5 persons including driver | 90 | 170 | 260 |
| From 6 to 12 persons including driver | 130 | 250 | 380 |
| Each Additional Person | 15 | 20 | 25 |
| Motorcycle | Plan A (RM) |
| Single Rider | 80 |
| All Riders | 120 |
Premium is subject to 8% Service Tax and RM10 Stamp Duty.
General Exclusions
This policy does not cover war, terrorism, strike, riot and civil commotion, suicide, childbirth or miscarriage, insanity (unless caused solely and directly by accidental means covered under the policy), illness while the driver is under the influence of alcohol or narcotics, vehicle used for hire, racing, road rally, pacemaking, speed-testing or illegal business pursuit and driver not holding a valid driving licence. Full list of exclusions is obtainable from Berjaya Sompo Insurance Berhad upon application.
Territorial Limit
Anywhere within Malaysia,Singapore, Brunei and Thailand.
