Don't allow a damaged vehicle to throw a wrench in your business operations. Our comprehensive plan not only shields your commercial vehicles from accidents, fire damage, and theft but also extends a protective umbrella over third parties, safeguarding against their unfortunate encounters with your vehicles, whether it be injuries, property damage, or even more dire consequences.
- Liabilities to third party for injury, death & property loss/damage
- Loss/damage to own vehicle due to accidental fire/theft
- Loss/damage to own vehicle due to accident
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
Commercial Vehicle - Goods Carrying Vehicle with C Permit
- Provides Comprehensive cover, Third Party, Fire & Theft cover and Third Party cover
- Optional Benefits to Add for Extra Protection
Additional Information
Vehicle Clasification
Commercial Vehicle - Goods Carrying Vehicle ('C' permit)
- Use in connection with the Policyholder's business.
- Use for the carriage of passengers (other than for hire or reward) in connection with the Policyholder's business.
- Use for social domestic and pleasure purposes.
Does not cover:
- Use for hire or reward.
- Use for racing pace-making reliability trial or speed testing.
- Use whilst drawing a trailer except the towing of any one disabled mechanically propelled vehicle.
Types of Covers
Comprehensive
The cover offers protection against financial loss because it covers fire, theft and accidental damage to the Insured's vehicle in addition to the protection against the legal liabilities to third party for death and bodily injury and damage to property that may arise through the negligence of the driver.
Third Party, Fire and Theft
The cover offers protection against liability to other parties for injury or death, damage to other parties' property, fire damage or theft of your vehicle.
Third Party
The cover offers protection against financial loss as a result of damage the driver of the vehicle may cause to the property of a third party. It also provides protection against any claims that may arise because of the death of or injury to another person through the negligence of the driver.
Add-Ons
Optional benefits that you may wish to purchase by paying additional premium:
- Enhanced Cover for Windscreens, Windows and Sunroof (only applicable to Comprehensive cover)
- Passenger Risks
- Inclusion of Special Perils (only applicable to Comprehensive cover)
- Strike, Riot and Civil Commotion (only applicable to Comprehensive and Third Party, Fire and Theft cover)
- Compensation for Assessed Repair Time (CART) (only applicable to Comprehensive cover)
- Third Party Working Risk
- Inclusion of Accidental Damage to the Boom
Note: It is an offence under the laws of the Republic of Singapore to enter the country without extending passenger liability cover to your motor insurance
Major Exclusions
This policy, while providing valuable protection, has certain exclusions. It does not extend coverage to unfortunate events like your own personal injuries in a motor accident or your potential liability for claims arising from passengers in your vehicle.
