Electronic Equipment

Specially designed to cover the computer system which includes material damage, external data media and increased cost of working.


This class of insurance is specially designed to cover the computer systems and is divided into 3 main sections namely Section I (Material Damage), Section II (External Data Media) and Section III (Increased Cost of Working).


Section I (Material Damage)

The Insurer will indemnify the Insured against any unforeseen and sudden physical loss or damage to the interest insured from any cause, other than those specifically excluded from the policy.


Section II (External Data Media)

The Insurer will indemnify the Insured if the external data media entered in the Schedule inclusive of information stored thereon shall suffer any material damage covered by Section I, the cost of restoring the Insured external data media by replacing lost or damaged data media by new material and reproducing lost information.
Subject to special exclusions to Section II.


Section III (Increased Cost of Working)

The Insurer will indemnify the Insured for any additional expenditure incurred for the use of substitute EDP equipment not covered under this policy up to an amount not exceeding the agreed sum insured entered in the Schedule provided cause of damage/lost is indemnifiable by Section I of the policy.

  • Section I: On all computer systems
  • Section II: External data media
  • Section III: Increased cost of working
  1. Wilful act or wilful negligence of the Insured or his representatives
  2. War and kindred risks
  3. Wear and tear
  4. Loss or damage for which the manufacturer or supplier is responsible either by law or under contract
  5. Others

Download the following forms and documents to find out more about this policy: