Overview
Prevent your business from damaged caused by employees. This insurance indemnifies you against legal liability at law to pay compensation and claimant's costs and expenses in respect of harm sustained by your employees in the course of employment.
Coverage
This policy covers:
- Your liabilities under common law for injuries to your workmen by accident or disease arising out of and in the course of employment
- Claimant's costs and expenses
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
Major Exclusions
This Policy does not cover:-
- Any liability which attaches by virtue of an Agreement;
- Any accident outside the Geographic Area;
- Liability arising from war, terrorism, nuclear risks and asbestosis;
- Fines, penalties, punitive damages awarded by a court of law;
- Your liability to employees of contractors.
Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.
