Fire

Overview

Steer clear of unnecessary company losses. Cover company assets against physical loss or damage resulting from fire, lightning, explosions or other extraneous perils.

Coverage

This Policy covers loss or damage to your property due to fire, lightning and explosion caused by gas used for domestic purposes.

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)

Additional Information

Extraneous Perils

You may extend coverage caused by the following perils by paying additional premium:

Aircraft damage, Impact damage, Bursting or overflowing of pipes
Storm & tempest, Flood, Explosion, Earthquake and volcanic eruption
Riot, Strike and Malicious Damage
Spontaneous Combustion, Sprinkler leakage
Subsidence and landslip
Damage by falling trees or branches and objects therefrom, Bush/Lalang fire

Note: Please refer to the Policy Contract for the full product features and benefits

Minimum Information Required for Quotation

Name of Insured
Nature of Risk Occupation
Location of Risk
Construction of Building
Interest Insured
Sum Insured
Claims History

Building Cost Calculator (BCC)

The calculator is a guide only to assist you in determining the estimated sums to be insured for residential properties, simple shop house and shop office and is not a substitute for professional advice to be obtained.

Before using the calculator, kindly note the following:

if any renovations have been made to your property, you are advised to indicate the amount (cost of renovation) in the box provided in the BCC.
if your property has unique or special design features and/or have extensive renovations and/or have complex structures affixed, you are advised to obtain professional advice for a more accurate assessment of your property.

Click HERE to access to the BCC provided by PIAM.