Keep your company's assets covered against the possibilities of physical loss or damage resulting from fire, lightning, explosions and similar perils.


In usual circumstances the major part of a commercial company's assets are vested in their buildings, machinery, stocks and the like. Therefore it is imperative that adequate insurance be effected on such assets to protect against the possibility of physical damage to the property in question. The standard coverage in the Fire Insurance covers Fire, Lightning and Explosion of gas used for domestic purposes. Extraneous perils can be arranged as follows:


  • Aircraft Damage
  • Earthquake and volcanic eruption
  • Storm Tempest
  • Flood
  • Explosion
  • Aircraft and other aerial devices and/ or articles dropped therefrom
  • Impact Damage (Own & Third Party Vehicles)
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Electrical Installations
  • Riot Strike and Malicious Damage
  • Damage by Falling Trees or Branches and Objects Therefrom
  • Sprinkler Leakage Damage
  • Name of Insured
  • Nature of Risk Occupation
  • Location of Risk
  • Construction of Building
  • Sum Insured
  • Claims History

Download the following forms and documents to find out more about this policy: