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Industrial All Risk

If your company has a total value of risks of at least RM50 million, your coverage includes not only all the "named perils" of Fire Insurance but also extends to "accidental damage" not listed under the fire insurance.

Coverage

As the name suggests, IAR policy is an "all risks" form of insurance which cover not only all the "named perils" of Fire Insurance but also extend to cover "accidental damage" which could not be covered under the fire insurance, subject only to specific exclusions of the policy

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