Machinery Breakdown

For some high technology or heavy machinery of high value, the potential loss can amount to millions of ringgit. This insurance protects against physical loss, major heavy machinery breakdown or damages that are costly to repair.


This form of cover protects against unforeseen and sudden physical loss or damage to machineries from cause such as defects in casting and materials, faulty design, faults at workshop or in erection, bad workmanship, lack of skill, carelessness, shortage of water in boiler, physical explosion, tearing apart on account of centrifugal force, short circuit or from any other cause not specifically excluded from the policy. The cover is operative whilst the machineries are working, or at rest, or being dismantled for cleaning or overhauling. Machineries will only be insured after successful completion of their performance acceptance test.

Machineries Commonly Insured under Machinery Insurance

This form of cover is suitable for machinery that have moving parts or which stores or transmits large amount of energy. The following are examples of such working machineries:

  • Boilers, heat exchangers, condensers
  • Pumps and compressors
  • AC and DC motors
  • Diesel and petrol engines
  • Steam and gas turbines
  • Alternators, motor generators
  • Switchgears, transformers, capacitors
  • Overhead cranes, lifts, escalators
  • Process equipment such as paper mill, plastic extruder, cement mill, screw press, agitated tank, etc