Covers the insured property from fire, terrorism and other miscellaneous classes.
Section I (A) – Fire
Insuring property or any part of such property in the event of it getting destroyed or damaged by fire or lightning.
Additional coverage (subject to sub-limits stated in Policy Schedule)
- Contingency Inconvenience Allowance
- Outdoor Fixtures
- Bursting of Pipes
Section I (B) – Terrorism
Covers property or any part of such property against direct physical loss or physical damage caused by an Act of Terrorism or an Act of Sabotage.
Section II – Special Pack
- Money Insurance
- Fidelity Guarantee
- Plate Glass Insurance
- Public Liability Insurance
- Machinery Breakdown Insurance
- Burglary Insurance
- All Risks Insurance
- Personal Accident Insurance
- Error & Omission Insurance
Please refer to the Policy Contract for the full details of the Policy, including Exclusions, Conditions and Other Details.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my).
Major Exclusions
This Policy does not cover: -
- Theft during or after the occurrence of a fire
- Burning of property by order of any Public Authority
- Subterranean Fire, Pollution or contamination
- Earthquake, volcanic eruption or other convulsion of nature
- Typhoon, hurricane, tornado, cyclone or other atmospheric disturbance
- War, Civil War and any act of Terrorism
- Radioactive and nuclear energy risks
- Date recognition
- Property damage to data or software
Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.
