High-Net-Worth Individuals
High-Net-Worth Individuals
SOMPO Premier PA
Your Safety Net in Uncertain Times.
Overview

SOMPO Premier PA, crafted to provide reassurance in times of need. With comprehensive coverage and reliable support, you can face life's uncertainties with confidence. Whether it's a minor mishap or a major setback, rest assured, we've got your back. Enjoy life to the fullest, knowing you're well-protected.

Coverage
  • Accidental Death
  • Permanent Disablement
  • Medical Expenses Coverage
  • Dengue Recuperation Allowance
  • Bereavement Expenses Coverage
  • Ambulance Fee
  • Prostheses / Wheelchair
  • Repatriation of Mortal Remains due to accidental death
  • Lifestyle Modification Expenses
  • Personal Liability
  • Optional coverage for Temporary Total Disablement. 

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)

Eligibility

All Malaysians, Permanent Residents or Employment Pass Holders/Work Permit Holders legally employed in Malaysia. Individuals aged 18 to 70 years old with renewals available up to 80 years old. 

Notes:

  • Plan / sum insured selected shall be based on a minimum of 7 times the last annual income. 
  • Unemployed persons or persons without regular income are not eligible to purchase this product. 
Key Features
  • Accidental death & permanent disablement coverage with high sum insured of up to RM3.5 million.
  • Expenses support for home and vehicle modifications to meet lifestyle needs due to permanent disablement.
  • Automatic increase in medical expenses limits in the event of hospitalisation.
  • Full-amount benefit for dengue recovery during hospitalisation.
  • Optional Coverage for temporary total disablement.

Additional Information

Unfortunately, we do not cover these:

Pre-existing medical condition or infirmity, suicide or attempted suicide, intentional self-injury, influence of alcohol or drug, AIDS/HIV, professional sports/activities, war, riot/strike, etc.

Note: This list is non-exhaustive. Please refer to the Policy Wording for the full list of exclusions.

We are unable to offer this product to the following occupations:

Armed security guards, police, army/military and law enforcement officers, aircraft testers, air or ship crews, animal trainers, firemen, seamen or sea fishermen, divers, explosive handlers, jockeys, oil rigs workers, persons engaged in demolition of buildings, persons working in acid/chemical factories (hazardous) works, professional entertainers, professional sportsmen or sportswomen, quarry workers, racing drivers, railway manual workers, sawyer and timber logging workers, steeplejacks, stevedores, underground tunneling and mining, window cleaners (more than 3-storey building) and woodworking machinists.

Note: This list is not exhaustive. For more details, please contact your servicing agent.