Ensure financial and emotional stability for your family should an unfortunate event cause death, injury, or permanent disability, with 24-hour worldwide protection.
The basic benefits covered by this policy includes:
- Death and Permanent Disablement
- Renewal Bonus
- Double Indemnity
- Personal Liability
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
All Malaysians, Permanent Residents, Student Pass Holders or Employment Pass Holders/Work Permit Holders legally employed in Malaysia, and their spouse and children.
Dependent children (unmarried and unemployed) must be under 19 years old or up to 23 years old if they are still undergoing full-time education at a recognised educational institution in Malaysia.
Housewives and babysitters are not entitled to Weekly Benefits. Adult who is 18 years old and above (unemployed) is only eligible for Plan 1 and Plan 2 without Weekly Benefits.
- High Sum Insured up to RM1,000,000 per Adult & RM3,000,000 per Family.
- Renewal Bonus up to 100%.
- Outstanding credit card bills are settled up to RM9,000.
- Personal Liability up to RM1,000,000 per Adult & RM3,000,000 per Family.
- Double Indemnity up to RM 2,000,000 per Adult & RM 6,000,000 per Family whilst traveling on a public transport or traveling overseas.
Additional Information
General Exclusions
War risks, pre-existing physical or mental defect or infirmity, childbirth, miscarriage, provoked murder or provoked assault, travelling as an aircraft crew, aerial activities, martial arts, racing, radiation or contamination by radioactivity and nuclear weapons material.
Classifications and Excluded Occupations
Classifications of occupation
CLASS 1
Professions involving non-manual, administrative, or clerical work, solely in offices or similar non-hazardous places.
CLASS 2
Profession involving supervisory duties which may include occasional manual work with some occupational risk exposure or significant travelling outside office on business purposes.
CLASS 3
Professions involving regular manual work and/or the use of tools or machinery exposure to hazardous conditions.
Excluded Occupations
Armed security guards, police, army/military and law enforcement officers, aircraft testers, air or ship crews, animal trainers, firemen, seamen or sea fishermen, divers, explosive handlers, jockeys, oil rigs workers, persons engaged in demolition of buildings, persons working in acid/chemical factories (hazardous) works, professional entertainers, professional sportsmen or sportswomen, quarry workers, racing drivers, railway manual workers, sawyer and timber logging workers, steeplejacks, stevedores, underground tunnelling and mining, window cleaners (more than 3 storey building) and woodworking machinists.
