Covers your workers (definition of "workman" in the Workmen's Compensation Act 1952) against personal injury by accidents or diseases arising out of and in the course of their employment.
This Policy will pay compensation either under Workmen Compensation Laws of Malaysia or your liability under common law for injuries to your workmen by accident or disease arising out of and in the course of employment.
Note: Please refer to the Policy Contract for the full product features and benefits.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
Eligible persons for insurance under this Policy are your present and future full-time employees between the ages of eighteen (18) to sixty (60) years old.
Major Exclusions
This Policy does not cover:
- War, terrorism, nuclear risks and asbestosis;
- Fines, penalties, punitive damages awarded by a court of law;
- Your liability to employees of contractors;
- Any employee who is not a ‘workman’ within the meaning of the Workmen Compensation Laws of Malaysia.
Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.
