Protect Your Business with Insurance Solutions Built for F&B
Running an F&B business is exciting—but it also comes with risks. A kitchen fire, food contamination incident, customer slip‑and‑fall, equipment breakdown, or even an unexpected business interruption can cost thousands overnight.
We help you stay protected, so you can stay focused on serving great food, with specialised business insurance for restaurants, cafes, catering, food manufacturers, and more.
Find out how Berjaya Sompo Insurance supported a restaurant business when a critical equipment in their kitchen malfunctioned; causing damages to their business and neighbouring mall tenants and business interruption.
Why F&B Businesses Need Specialised Insurance
Food & Beverage operations face unique challenges such as:
Commercial kitchens involve open flames, high heat, and heavy electrical usage, making them highly prone to fire incidents.
Food contamination and even allergic reactions can cause illnesses and lead to costly legal claims.
Slip-and-fall accidents caused by crowded dining areas and wet floors increase liability exposure for injuries.
Breakdown of equipment, for example, chiller, which can disrupt operations instantly.
Potential theft and burglary of earnings in the premise or in transit.
Supports your workforce through work injury compensation, medical reimbursement and hospitalisation benefits.
Unexpected outlet closure leads to lost revenue and operational losses.
SME Series: From Headache to Relief
Hear from Eric Yau, Manager of Sedap Sedap, on how a midnight water pump failure turned into a story of resilience.
Discover how the right partnership can reduce financial stress and protect your business when it matters most.
Why Choose Berjaya Sompo as Your Preferred SME Insurance Partner
Customised for F&B Business
We understanding the unique risks of operating restaurants, cafes, bakeries, kiosk, and others.
Affordable premiums
Bundled or flexible plans designed to give you sufficient protection without breaking the bank.
Fast and Hassle-free Claims
We simplify processes so that you can get back to business quickly.
One-Stop Coverage
All your risks - fire, liability, equipment, staff, theft/burglary - covered under one plan.
Get a Complimentary Review of Your Business Protection Needs
