Protect Your Light Manufacturing Business from the Unexpected
Insurance Solutions Designed for Everyday Manufacturing Risks
Running a light manufacturing operation means managing far more than production output. Every day, you coordinate machinery, raw materials, inventory, employees, safety procedures, deliveries, and tight production schedules; all while controlling costs and meeting customer expectations.
A single unexpected incident such as fire, machinery breakdown, workplace injury, or supply disruption can halt operations, damage equipment, delay orders, and result in substantial financial losses. That’s why resilient manufacturers plan ahead and protect their operations against the risks that could stop production overnight.
Built for Light Manufacturers. Designed for Operational Continuity.
Whether you operate a small workshop, contract manufacturing facility, assembly line, or multi site light manufacturing operation, your risks are very different from retail or office based businesses.
Berjaya Sompo's SME light manufacturing insurance solutions are designed to protect the core of your operation:
✔ Single site or multiple facilities
✔ Owner managed factories or growing manufacturers
✔ Fabrication, assembly, processing, or packaging operations
From equipment failures to production downtime, the right protection ensures your business can recover quickly and keep orders moving.
Common Risks Light Manufacturing Businesses Face
Manufacturing environments combine people, machinery, and materials; increasing exposure to operational and financial risks. What starts as a small incident can escalate into prolonged downtime and missed delivery deadlines.
Typical light manufacturing risks include:
Fire, explosion, or electrical faults within production areas
Machinery and equipment breakdown causing halted production
Workplace injuries involving machine operation or manual handling
Damage to raw materials, work in progress, or finished goods
Product liability claims related to manufactured components
Business interruption due to insured physical damage
Manufacturing Insurance Coverage That Works the Way You Produce
We don’t believe in one size fits all insurance. Your coverage should reflect how your manufacturing operation actually runs.
Our light manufacturing insurance solutions may include:
Property, Plant & Equipment Insurance
Protection for factory buildings, machinery, tools, plant, electrical systems, and contents against fire, theft, and accidental damage.
Machinery & Equipment Breakdown
Coverage for sudden and unforeseen breakdown of essential production equipment, including the cost of repairs and replacement parts.
Business Interruption Protection
Helps replace lost income and ongoing expenses if production stops due to an insured event, allowing your business to recover without crippling cash flow impact.
Public & Product Liability
Protection against third party claims for bodily injury or property damage arising from your manufacturing operations or products supplied.
Employer’s Liability / Workers Coverage
Safeguards your business against claims related to employee injuries, workplace incidents, and occupational risks.
Stock, Raw Materials & Work in Progress
Coverage for raw materials, semi-finished goods, and finished products stored on site or in transit.
Why Light Manufacturers Choose Berjaya Sompo
SME light manufacturing insurance should be practical, transparent, and dependable, especially when your production line depends on it.
What sets us apart:
✔ Manufacturing specific risk understanding
✔ Tailored protection based on your production processes
✔ Competitive premiums without essential coverage gaps
✔ Clear policy explanations; no fine print surprises
✔ Claims support focused on getting you operational again
Our goal is simple: help you stay productive, protected, and confident no matter what challenges arise.
Not Sure What Coverage Your Manufacturing Business Actually Needs?
Many manufacturers are either underinsured (exposed during downtime) or over insured (paying for unnecessary cover).
A short consultation can help identify:
✔ Hidden coverage gaps in your current policies
✔ Risks specific to your production methods and equipment
✔ Cost effective ways to strengthen protection without overpaying
Speak to a SME Retail Insurance Specialist
Protecting your business starts with a better understanding of your risks.
Your business deserves protection that works as hard as you do.
We're Here to Help.
Protecting your production starts with understanding your risks. Your business deserves insurance that works as hard as your operation does. Connect with us and discover why thousands of SMEs trust Berjaya Sompo.