This policy indemnifies you against your legal liability to third parties in connection with your business, such as bodily injury and property damage to the third party’s property.
Public Liability Insurance covers your legal liability to pay compensation in respect of:-
- Bodily injury including death or illness to third parties
- Loss or damage to third party’s property as a result of accident and happening in connection with your business
- This Policy also cover litigation costs and expenses incurred with the written consent of the Company
Comprehensive General Liability covers you:-
- Accidental bodily injury
- accidental property damage
- All costs and expenses of litigation recovered by any claimant from the Insured
- All costs and expenses incurred with the written consent of the Company
Note: For full description of benefits, please refer to the Policy Contract.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)
Additional Information
Public Liability Insurance's Major Exclusions
This Policy does not cover any liability arising out of:-
- War, terrorism and nuclear risks;
- Asbestosis, fumes, pollution and contamination;
- Fines, penalties, punitive damages awarded by a court of law.
Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.
Comprehensive General Liability's Major Exclusions
This Policy does not cover: -
- War and Terrorism Exclusion
- Asbestos Exclusion
- Marine Liability Exclusion
- Nuclear Energy Risks Exclusion
- Sanction Limitation and Exclusion
- Consequential Loss Exclusion
- Pure Financial Loss Exclusion
- Products and Completed Operations Exclusions
- Professional Liability Exclusion
- Property Work Upon Exclusion
- Damage to Property in the Care, Custody and Control Exclusion
- Excludes bodily injury to any employee of the Insured or any person under contract of service or apprentice with the Insured arising out of and in the course of his/her employment by the Insured or to any obligation of the Insured to indemnify another because of damages arising out of such injury.
Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.
