Some might assume that with comprehensive motor insurance, you will be fully covered for damages, whatever happens to your car. That’s not the case. If you do not opt for special perils coverage, you will not be compensated if your vehicle falls victim to an Act of God – think natural disasters such as floods and landslides, or falling trees. And with the weather being what it is these days – thunderstorms almost every evening – the risk of your car getting caught in a weather-related mishap is higher than before.

It acts as a safety net for damages caused by natural disasters and other unusual events that normal policies might miss, such as floods, landslides, earthquakes, and other convulsion of nature. Having Special Perils Coverage as part of your comprehensive car insurance is crucial as this benefit often come as an add-on. With SOMPO Motor and SOMPO MotorSafe, Special Perils Coverage is now part of the benefit you can have. 

We have increased our Special Perils Coverage to 100% of the insured policy sum. It means that if your insured car is damaged or destroyed by natural disasters, the we will pay up to the full sum insured under the policy to cover the losses incurred.

SOMPO motor insurance now comes with free 24-hour unlimited towing for accidents and breakdowns, accessible through the user-friendly MySOMPO mobile app. The app also provides live-updates when the roadside assistance is called – ensuring our policyholders have peace of mind that help is on the way.

The free towing can be from the accident / breakdown location to a panel repairer or a safe place of storage while awaiting repair. If the cost incurred is only for towing services, we will not charge any excess and your NCD is unaffected. No more stress and anxiety when you’re stranded.

While changing your current policy can be done, we suggest you to contact our customer service hotline at 1800-88-9933 (within Malaysia) or +6032170 7300 (Overseas) at 8.30am - 5.00pm from Monday to Friday (excluding public holiday) for assistance.

You may enjoy the Fast Insurance Claim Approval & Direct Settlement under the SOMPO ESi-Motor Claims by submitting a claim in the event of the insured vehicle involved in a minor accident, is in drivable condition and repair cost does not exceed RM5,000, the policyholders will receive a direct payment from us. 

Read the full terms of conditions for SOMPO Esi-Motor Claims here or the FAQ here.

You can contact your agent to make a purchase and if you do not have an agent you can purchase both SOMPO MotorSafe and SOMPO Motor online HERE.