Marine, Cargo & Transit
Smooth Sailing for Your Bottom Line
When your business moves cargo, you’re not just moving goods. You’re moving contracts, cash flow, and credibility. Berjaya Sompo’s Marine Insurance protects goods while they are in transit, regardless of the mode of transportation; whether by sea, air, road, or rail, so that a single incident doesn’t escalate into a broader commercial disruption.
Who This Is For
This solution is designed for businesses that:
- Import or export goods
- Ship equipment, commodities, or finished products
- Manage contractual delivery obligations
- Need insurance confidence for banks, buyers, and sellers
Whether you ship occasionally or manage project cargo, marine risk requires adequate protection.
Industries We Commonly Work With

Manufacturing
Protecting materials and products across every manufacturing shipment.

Trading
Confident global trade protection from origin to destination.

FMCG
Fast protection for fast‑moving goods, minimising transit disruption.

Construction
Covering machinery and materials while in transit.

Energy
Specialised cover for complex, high‑value energy cargo shipment.

Technology
Safeguarding high‑value tech through every transit milestone.

Pharmaceuticals
Protecting sensitive pharmaceuticals for safe delivery.

Freight & Logistics
Ensuring a seamless chain of end-to-end protection for every transit leg.
Why Marine Cargo Risk Management Is Essential Today
Cargo losses rarely make headlines, but they hit balance sheets.
- Damage during handling, loading, and unloading
- Water ingress in containers
- Theft during inland transit
- Incidents causing non-delivery
- Claims impacting commercial relationships
For many organisations, the biggest risk isn’t the cargo itself, it’s the knock‑on commercial impact of a disrupted shipment.
This is why Berjaya Sompo Marine Cargo Insurance sits at the intersection of risk management, finance, and operations.
Coverage That Matches Your Risk Appetite
Rather than overwhelming you with technical clauses upfront, coverage is structured based on requirement and flexibility.
- Broad protection for accidental loss or damage
- Defined protection for named transit risks
Coverage is aligned with Institute Cargo Clauses (A, B, C), with applicable extensions.
What You Actually Get
Protection that follows your cargo, warehouse‑to‑warehouse.
We insure shipments, not assumptions.

Covers physical loss or damage during transit.

Applies across sea, air, land, and multi modal movements.

Attaches from origin to final destination.

Structured to align with trade and commercial arrangements.
Designed for How Corporates Actually Ship
Flexible policy structures
- Marine Open Cover. Continuous protection for high-frequency traders, ensuring every shipment is covered.
- Single Shipment Cover. Ideal for project cargo, one‑off movements, or contract‑specific insurance needs.
We’ll help determine what makes commercial and operational sense, not push a default structure.
Claims Handling That Respects Commercial Reality
When something goes wrong mid‑transit, speed and clarity matter. Our role is to resolve loss efficiently, not add friction.
Berjaya Sompo provides:

Marine surveyor coordination

Clear documentation guidance

Fair, outcome focused settlements

Fast-tracked claim settlement
Why Corporates Choose Berjaya Sompo
We operate as a risk partner, not a transactional insurer.

Regulated under Malaysia’s Financial Services Act

Backed by Sompo’s global marine network and expertise

Local underwriting and claims accountability

Proven experience supporting Malaysian trade
Want to Go Deeper?
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Ready to Talk?
Whether you’re shipping one container or one critical shipment, our marine cargo specialists are here to help you assess risk before something happens.