Confidence for Every Shipment. Control Across Every Route.

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When your business moves cargo, you’re not just moving goods. You’re moving contracts, cash flow, and credibility.

Berjaya Sompo Marine Cargo Insurance protects shipments against physical loss or damage across sea, air, and land transit, so a single incident doesn’t escalate into a commercial disruption.

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Who This Is For

This solution is designed for businesses that:

  • Import or export goods
  • Ship equipment, commodities, or finished products
  • Manage contractual delivery obligations
  • Need insurance confidence for banks, buyers, or auditors

Whether you ship occasionally or manage project cargo, marine risk deserves intentional protection.

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Why Marine Cargo Risk Is a Board‑Level Issue Today

Cargo losses rarely make headlines, but they hit balance sheets.

  • Damage during handling or loading
  • Water ingress in containers
  • Theft during inland transit
  • Incidents causing delivery disputes
  • Claims impacting commercial relationships

For many organisations, the biggest risk isn’t the cargo itself, it’s the knock‑on commercial impact of a disrupted shipment.

This is why SOMPO Cargo Insurance sits at the intersection of risk management, finance, and operations.

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Coverage That Matches Your Risk Appetite

Rather than overwhelming you with technical clauses upfront, coverage is structured around how much risk you’re prepared to retain.

  • Broad protection for accidental loss or damage
  • Defined protection for named transit risks
  • Optional extensions for war and strike exposures when required

Coverage is aligned with internationally recognised Institute Cargo Clauses (A, B, C), with applicable extensions. 

What You Actually Get

Protection that follows your cargo, warehouse‑to‑warehouse.

We insure shipments, not assumptions.

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Covers physical loss or damage during transit.

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Applies across sea, air, land, and multi modal movements.

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Attaches from warehouse to final destination.

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Structured to align with trade and commercial arrangements.

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Designed for How Corporates Actually Ship

Flexible policy structures

  • Single Shipment Cover. Ideal for project cargo, one‑off movements, or contract‑specific insurance needs.
  • Optional expansion. Open policies for frequent shipments.

We’ll help determine what makes commercial and operational sense, not push a default structure.

Claims Handling That Respects Commercial Reality

When something goes wrong mid‑transit, speed and clarity matter. Our role is to resolve loss efficiently, not add friction.

Berjaya Sompo provides:

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Prompt claim acknowledgment

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Marine surveyor coordination

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Clear documentation guidance

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Fair, outcome focused settlements

Why Corporates Choose Berjaya Sompo

We operate as a risk partner, not a transactional insurer.

How Marine Cargo Claims Work ➤
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Regulated under Malaysia’s Financial Services Act

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Benefits protected by PIDM (subject to limits)

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Backed by Sompo’s global marine expertise

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Local underwriting and claims accountability

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Proven experience supporting Malaysian trade

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Ready to Talk?

Whether you’re shipping one container or one critical shipment, our marine cargo specialists are here to help you assess risk before something happens.