Unforeseen Perils and Why Many Malaysians Face Insurance Woes After Natural Disasters.

 

“My car got hit by landslide, but I can’t claim from insurance??”

In Malaysia, we’ve been experiencing bad weather that causes natural catastrophes such as flood, landslide and fallen trees. In fact, drivers often fear that such unfortunate events would occur every time bad weather occurs. When we come across photos and videos of flash floods or cars kena hit by fallen trees, we usually just shake our heads and go “habis lah those cars. Don’t know whether can claim insurance or not.”



However, many Malaysians are still unaware of the importance of obtaining insurance protection for their cars against convulsion of nature (which basically means natural disaster or extraordinary natural phenomenon). On one hand, a lot of people assume that their cars are covered with Special Perils coverage when they buy car insurance without the add-on.

 

On the other hand, there are also those who don’t bother as they thought such cover is a waste of money. Many think that such incidents won’t happen to them because they live in low-risk areas and are always careful where they park their cars. Unfortunately, whether you are parked in a KL shopping mall carpark or enroute to Penang for sun and food, you just can’t predict when a severe storm will hit. I have had friends who were stuck in a standstill when flash floods occurred and damaged their cars.  Thankfully, their cars were insured with Special Perils coverage.

 

It's extremely important to ensure that your car is insured fully for Special Perils to avoid potentially forking out a hefty sum of money to repair your car from your pocket. Moreover, if you are still servicing your car loan, this could be a double whammy to your financials.

 

In conclusion, floods in Malaysia are not just a seasonal nuisance but a recurring threat that demands proactive risk management. Special Perils insurance serves as a lifeline for drivers, offering much-needed protection against the unpredictable forces of nature. By understanding the importance of this coverage and taking proactive steps to secure it, Malaysians can navigate the floods with confidence, knowing that their vehicles are shielded from harm.



 


 

Introducing our newly enhanced SOMPO Motor and SOMPO MotorSafe

Don’t miss out on getting protected against convulsions of nature with enhanced SOMPO Motor and SOMPO MotorSafe now. With 100% Special Perils coverage up to basic policy sum insured already added into the premium; you don’t have to worry about your car (and wallet) come rain or shine. 

Unlimited Towing Services

100% Special Perils Coverage

Unlimited Towing Services

Unlimited Towing Services

Coverage for All Drivers

Coverage for All Drivers

24-Hour Rakan Auto Roadside Assistance

24-Hour Rakan Auto Roadside Assistance

Repair Warranty of 12 Months

Repair Warranty of 12 Months

Fast Insurance Claim Approval & Direct Settlement up to RM5,000

Fast Insurance Claim Approval & Direct Settlement up to RM5,000

Think about getting a new or changing your car insurance with SOMPO?

You can now enjoy our all-inclusive Comprehensive Car Insurance Coverages with our two most popular car insurance plans.

SOMPO Motor Comprehensive Car Insurance

SOMPO Motor Comprehensive Car Insurance

For the road warrior who love long drives and adventures, SOMPO Motor provides unlimited towing assistance. Never worry about breakdowns or being stranded - we’ve got you covered wherever the road takes you. 

You can contact your agent to buy or if you do not have an agent, you can click the button below to buy SOMPO Motor online

SOMPO MotorSafe Comprehensive Car Insurance

SOMPO MotorSafe Comprehensive Car Insurance

For the occasional driver who values savings, SOMPO MotorSafe offers rebates every time you conserve your mileage. Enjoy peace of mind and financial benefits tailored to your driving style.

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